Have you reviewed your affordability?
The Bank of England reduced interest rates by 0.25% on 7 August, totalling a 1.25% drop since July 2024. Improved mortgages rates and Cala's tailored incentives could help you move to a new energy-efficient home.
- £350,000 mortgage: Monthly repayments down from £1,933 to £1,671 since July 2024, saving £262*
- £500,000 mortgage: Monthly repayments down from £2,761 to £2,387 since July 2024, saving £374*
We can put you in touch with an Independent Financial Advisor to discuss your affordability and options, no obligation or cost.
Helping You Move
Our tailored incentives on selected homes could reduce your borrowing, potentially unlocking better rates and a wider range of mortgage options:
- Boost your deposit^
- Help with mortgage repayments^
- Stamp Duty / LBTT contribution^
- Chain-free moves with up to 100% market value - we could be the cash buyer for your current home^
How we helped Abi & Nachi with a stamp duty and deposit contribution^:
"With Cala’s 3% contribution and our own 10%, we were in a much stronger position to buy. Cala put us in touch with an independent advisor at Mortgages First, who secured us the best mortgage rate, giving us access to competitive deals and making the whole process far more affordable. The incentive played a big part in helping us secure our dream home much sooner than we expected. We were able to buy a beautiful new home without the usual stress of saving for a much larger deposit, and it gave us the flexibility to plan ahead with confidence. It truly felt like the perfect solution for us."
Allan Walker, Director of Group Sales & Transformation at Cala Homes said:
“Many buyers don’t realise that homebuilders can often provide financial support options to help make a move happen. From deposit or mortgage contributions, to help with your stamp duty, we could tailor our support to suit your individual needs.
“Financial support could help to improve your mortgage affordability by reducing the amount you need to borrow - potentially unlocking access to better interest rates and a wider range of mortgage products.
“For example, if you have a deposit, we could help to boost it, which could enable you to access better rates and potentially lower your monthly repayments.
“Our top tip? Speak to a mortgage broker - it’s free, independent advice, and they have access to options that you won’t always find online. Their expert knowledge can really empower your search - and help us, as your homebuilder, to tailor our support to you.”
Contact your preferred Cala development and our expert sales team can put you in touch with an independent financial advisor. No fee and no obligation.
Discover our Homes For Sale
*Rates are illustrative and calculated using NatWest’s online Mortgage Repayment Calculator on 6th August 2025. Based on 30-year mortgage term. Rates depend on loan size and term. Speak to a financial advisor for more information.
^Availability of our tailored incentives is subject to lender’s criteria and Cala’s discretion. Our range of incentives are not all available in one purchase: they represent a selection of incentives and can only be used in conjunction with each other at Cala’s discretion. Any tailored incentives are offered on selected plots at selected developments only. Cala reserves the right to withdraw tailored incentives without notice at any time at Cala’s sole discretion.
